EP 16InnovationsEurope
Building Albania's first digital bank with JetBank's Fatbardha Rino
with Fatbardha Rino
34 minJun 25, 2026
RJ de la Cruz & Levy Mariñas
BDO Unibank
"Phygital isn't a compromise — it's the whole experience."
BDO Unibank's RJ de la Cruz and Levy Mariñas share how they bridge physical branches and digital channels into one seamless experience across a vast market.
A story of scale, inclusion, and thoughtful transformation.